Skills are guided analyst workflows that run inside Claude Code only. Each skill chains multiple MCP tools into a structured, multi-section report with consistent formatting and built-in caveats.

Skills are not MCP tools. MCP tools work in any MCP client (Claude Desktop, ChatGPT, Gemini CLI, and others). Skills are slash commands that orchestrate those tools through Claude Code’s conversational interface. If you are not using Claude Code, use the MCP tools directly or see Choose a Workflow for guidance.

Available Skills

Single Institution

Bank Deep Dive

Comprehensive ten-section report for one active or inactive institution. Chains nine tools covering health, financials, peers, credit, funding, securities, franchise, and economic context.

Examiner Overlay

FDIC Examiner Support

Layer qualitative examiner knowledge onto a public CAMELS proxy baseline. Collects structured inputs, computes bounded adjustments, and produces a blended assessment with provenance separation.

Portfolio

Portfolio Surveillance

Screen a universe of institutions by state, asset range, or CERT list. Produces a ranked watchlist with Escalate, Monitor, and No Immediate Concern tiers.

Failed Bank

Failure Forensics

Reconstruct the pre-failure timeline for a failed institution. Identifies earliest visible warning signals and explains likely drivers of deterioration.

Skills vs MCP Tools

	MCP Tools	Claude Code Skills
Works in	Any MCP client	Claude Code only
Invoked by	Natural-language prompts	Slash commands (/fdic-bank-deep-dive)
Output	Single tool response	Multi-section structured report
Scope	One dataset or analysis at a time	Chains multiple tools with graceful degradation
Stability	Stable tool contracts	Evolving conversational workflows
Setup	MCP server connection	Plugin install (MCP server + skills)

Installing Skills

Skills are installed alongside the MCP server through the Claude Code plugin system:

/plugin marketplace add jflamb/fdic-mcp-server
/plugin install fdic-mcp-server@fdic-mcp-server

See Client Setup for details. Manual MCP server setup (without the plugin) gives you MCP tools only, not skills.

Data Basis and Limitations

All skills derive their analysis from public FDIC BankFind data:

• Quarterly data (Call Reports): financials, demographics, health assessments. Identified by REPDTE in YYYYMMDD format (quarter-end dates: 0331, 0630, 0930, 1231).
• Annual data (Summary of Deposits): branch-level deposits as of June 30 each year.
• Dollar amounts are in thousands unless otherwise noted.
• Publication lag: FDIC data is typically available approximately 90 days after the quarter-end reporting date.

Skills produce analytical assessments based on public data. They are not official regulatory CAMELS ratings, confidential supervisory conclusions, or investment advice. Skills cannot observe liquidity runs, off-balance-sheet exposures, market sentiment, or confidential supervisory findings.

Each skill report includes a caveats section that states the data date basis, identifies gaps, and distinguishes observed findings from inferred conclusions.